Build Generational Wealth
Through Passive Real Estate Investing
We help investors create long term financial freedom with clear, simple, and purpose-driven real estate opportunities.
Assets Under Management
Percentage of Year Over Year Growth
Years Experience
Business Cycles Completed
A clear approach to
passive investing.
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Understanding your goals and aligning investment strategies.
Choose Your Investment
Tailored opportunities that suit your financial future.
Collect Passive Income
Transparent updates, regular performance reviews, and continued support.
Your Investment Options
What is REAL ESTATE BASED DEBT INVESTING
Real estate-based debt investing means lending capital that’s secured by property, so investors earn fixed interest while the real estate acts as collateral.

HOW REAL ESTATE BASED DEBT INVESTING WORKS
Evaluate & Secure
Every loan application starts with thorough due diligence. We assess the borrower’s experience, the property’s value, and the overall deal structure to ensure a strong return potential with minimal risk. Once the deal is approved, we secure the loan by filing a lien using the property as collateral.
Fund & Monitor
Once funded, we actively monitor the project’s progress through borrower updates, payment tracking, and third-party servicing. This ensures that the borrower is accountable to their business plan and the loan never exceeds our lending limits compared to the property’s value.
Loan is Paid Off
At the end of the loan term, the borrower repays the full principal and any outstanding interest. The lien is released, and the repaid capital is ready to be deployed again to the next qualified borrower.
Your Debt Investment Returns
what is VALUE ADD APARTMENT INVESTING
Value-add apartment investing involves buying underperforming properties, improving them through renovations or management, and increasing their value and providing investors returns.

HOW VALUE ADD APARTMENT INVESTING WORKS
Evaluate & Purchase
We begin by identifying underperforming apartments with strong upside potential—often due to outdated units, below-market rents, and poor management. Through detailed underwriting and market analysis, we ensure that each deal has plenty of upside and that the property produces cashflow day one. Once the numbers work and a thorough site inspection is completed, we acquire the property using a mix of investor capital and financing.
Execute Business Plan & Prepare for Sale
Post-acquisition, we roll out our strategic value-add plan. This often includes renovations, rent increases, utility bill-backs, and operational efficiencies. As income grows, so does the property’s value. Throughout this phase, we maintain stable occupancy, manage risk, and position the asset for a profitable exit.
Exit & Pay Investors
At peak value — typically within 3–5 years, we sell the property. Sale proceeds are used to return investor capital plus profits. Investors may choose to reinvest in the next opportunity, continuing the cycle of passive wealth-building.
Your Apartment Investing Returns
Minimum Investment:
$100,000
Offering Availability
Now open for investment
Projected Average Annual Return
20%
Lock Up Period
5 years
Your Investment Guides

Michael kramer
Michael Kramer, alongside his wife Lucy, is a real estate investor, property manager, and licensed contractor based in Omaha, managing a family portfolio of over 400 rental units and investing in more than 1,000 units passively.
Recognizing the challenges of sourcing profitable deals and overcoming common obstacles in real estate investing, Michael spent two decades perfecting a system to create generational wealth through value-add rental properties. Inspired by his family’s success, he founded “Freed by Real Estate” to help others achieve time and financial freedom through a straightforward investing plan.
Michael believes everyone deserves access to real estate that builds passive income and transforms their future for generations.

Chris Benson
Chris Benson is passionate about creating generational freedom through real estate and empowering others to achieve sustainable success. With a background in counseling and leadership, Chris has led transformative efforts, including revitalizing the Keller Williams Omaha office and founding Five Doors Omaha to integrate his personal and professional mission.
Now part of Freed by Real Estate, Chris and his wife Rachel, alongside their 31-unit rental portfolio, continue to impact lives through value-add multifamily investments and their work as co-founders of Acton Academy Omaha, dedicated to unleashing greatness in education and community.

Ruth Nwaturuocha
With 13 years in multifamily real estate, Ruth Nwaturuocha has managed single-family, multifamily, and mixed-use properties, leading large-scale syndications and private equity funds. She holds multiple National Apartment Association credentials, including CAM, CALP, and CAS, and was recognized as one of NAA’s “20 On The Rise” in 2023. Ruth’s strategic asset management expertise drives operational efficiency, enhances property value, and maximizes investor returns.

Lucy Kramer
Lucy Kramer, CFO of Freed by Real Estate’s Fortune 8 Fund, has over two decades of experience in real estate investing, beginning with managing her father’s rental properties in Sioux City, Iowa. With an MBA in organizational leadership and a decade in HR leadership at a Fortune 500 company, Lucy ensures financial operations and investment procedures are handled with integrity and precision. She is passionate about helping others transform their financial future through rental property investments, a mission inspired by her immigrant family’s success.
Based in Omaha, Lucy works alongside her husband Michael and family, continuing to pay forward the guidance that shaped her own journey.

Luke Kramer
Luke Kramer is Head of Acquisitions for Freed by Real Estate’s Fortune 8 Fund and a seasoned investor with over 100 rental units. Starting at 18, Luke learned early that real estate isn’t just about deals—it’s about people. His $100M+ in transactions is driven by a single question: “What does the seller really want, and how can I help them get it?” With a strong off-market network and over 100 brokers in his corner, Luke sources high-impact properties others miss. His mission? To help others build real freedom through real estate—just like he did.

Alex Puente
Alex Puente, President of Freed Lending LLC, leverages over 20 years of experience in real estate investing, construction, and property management to provide creative financing solutions for investors. A former Marine Corps infantry officer and Duke MBA graduate, he combines leadership and financial expertise to deliver tailored strategies and dependable results.
Based in Omaha, Nebraska, Alex leads a team renowned for quick underwriting, competitive terms, and a client-first approach to helping others achieve financial freedom.
Hear From Our Investors
Values That Drive Every Investment
Generational Impact
Every investment has the power to change the future for families—one property at a time.
Transparency Always
We are clear about risks, returns, and results. Open expectations build trust.
Performance with Purpose
We aren’t chasing yield—we’re building a portfolio that creates long-lasting freedom.